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Feature Axis Airtel Credit Card
Card Image Axis Airtel Credit Card
Bank Axis Bank
Annual Fee πŸ’³ β‚Ή500 + GST
Interest Rate πŸ“ˆ ~3.6% per month (~42.4% p.a.)
Forex Markup 🌍 3.5%
Lounge Access ❌ No lounge access
Fuel Surcharge Waiver β›½ 1% fuel surcharge waiver
Reward Type πŸ’° Cashback auto-credited to Airtel Payments Bank; redeem for bills, recharges, utilities
Joining Bonus 🎁 None or bank-specific promotional offers
Milestone Benefit πŸ† Savings on essential spends, bonus on Airtel bills
Billing Cycle Benefits πŸ“Š Higher cashback on Airtel broadband & mobile bills
Who It’s Best For πŸ“‘ Airtel users & utility bill payers
Benefits / Rewards
  • πŸ“Ά 25% cashback on Airtel mobile & broadband bills
  • πŸ’‘ 10% cashback on utility bill payments
  • πŸ›’ 10% cashback on Airtel Thanks app shopping
  • 🏠 Best for household essential bill payments
  • πŸ’΅ Auto cashback via Airtel Payments Bank
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FAQs about these cards

Which Axis card is best for cashback?

Axis ACE Credit Card (5% cashback on Google Pay bills).

Which is for luxury travel?

Axis Magnus Card offers 12 airport lounge visits and EDGE rewards.

Do Axis cards have joining fees?

Some premium cards do, with vouchers on activation.

Is there a lifetime-free option?

Axis Neo Credit Card is lifetime-free with shopping offers.

Which bank offers the best overall credit card in India?

HDFC, ICICI, and SBI dominate the market with feature-rich cards suited for every lifestyle.

Are bank-specific cards better than co-branded cards?

Bank-specific cards provide flexibility and consistent benefits across merchants, unlike limited co-branded offers.

Which bank offers the most reward points?

HDFC and Axis Bank are known for high reward multipliers on travel and shopping categories.

Can I hold multiple bank credit cards?

Yes, you can have cards from different banks, but managing timely payments is essential.

Which bank offers the best cashback card in India?

SBI Cashback and Axis ACE lead with up to 5% cashback.

Do cashback cards charge annual fees?

Many are lifetime-free or offer fee waivers based on annual spend.

Which cashback credit card gives the highest rewards?

Amazon Pay ICICI and Axis ACE offer consistent cashback with no capping on categories.

Do cashback cards offer fuel surcharge waivers?

Some cards like ICICI HPCL and Axis ACE include fuel benefits and waivers.