| Feature | Axis Magnus Credit Card |
|---|---|
| Card Image |
|
| Bank | Axis Bank |
| Annual Fee | 💳 ₹10,000 + GST (high-spend users can offset easily) |
| Interest Rate | 📈 ~3.6% per month (~42.4% annually) |
| Forex Markup | 🌎 2% (great for international travel) |
| Lounge Access | 🛫 Unlimited domestic & international lounge access (Priority Pass) |
| Fuel Surcharge Waiver | ⛽ 1% waiver (limits apply) |
| Reward Type | 🎁 Reward Points (EDGE Miles) — redeemable for flights, hotel stays, and premium travel partners via Axis Travel Edge portal ✈️🏨 |
| Joining Bonus | 🎉 Premium welcome gift + bonus points (varies by campaign) |
| Milestone Benefit | 🏆 Massive reward bonuses and travel vouchers on hitting annual spend milestones |
| Billing Cycle Benefits | 🔁 Accelerated EDGE Rewards on monthly high-value spends |
| Who It’s Best For | 💼 Frequent travelers, luxury seekers, high spenders, HNIs |
| Benefits / Rewards |
|
| Apply | Apply Now |
FAQs about these cards
Which Axis card is best for cashback?
Axis ACE Credit Card (5% cashback on Google Pay bills).
Which is for luxury travel?
Axis Magnus Card offers 12 airport lounge visits and EDGE rewards.
Do Axis cards have joining fees?
Some premium cards do, with vouchers on activation.
Is there a lifetime-free option?
Axis Neo Credit Card is lifetime-free with shopping offers.
Lounge access?
Unlimited Priority Pass + domestic lounges.
Joining fee & Rewards?
₹10,000 + GST (waived on ₹15L spend). 12 EDGE points per ₹200.
Travel perks?
Complimentary hotel & flight vouchers.
Eligibility?
₹18L+ annual income.
Which bank offers the best overall credit card in India?
HDFC, ICICI, and SBI dominate the market with feature-rich cards suited for every lifestyle.
Are bank-specific cards better than co-branded cards?
Bank-specific cards provide flexibility and consistent benefits across merchants, unlike limited co-branded offers.
Which bank offers the most reward points?
HDFC and Axis Bank are known for high reward multipliers on travel and shopping categories.
Can I hold multiple bank credit cards?
Yes, you can have cards from different banks, but managing timely payments is essential.
Which travel card gives best rewards?
HDFC Regalia and Axis Atlas are top picks.
Do they work abroad?
Yes, all are international-enabled.
Can I get free lounge access?
Up to 8–12 per year on most premium cards.
Who should apply?
High-income professionals, entrepreneurs, and frequent travelers.
What is an international travel card?
A credit card designed for global transactions and travel
Do these cards have forex markup?
Some offer 0% or reduced markup.
Do they include travel insurance?
Yes, most premium ones do.
Which banks offer top cards?
Axis Bank Atlas, HDFC Regalia, and SBI Elite.
What defines a premium credit card?
Cards offering travel, lifestyle, and concierge benefits with higher credit limits.
Are all premium cards expensive?
Not always — many waive annual fees on spend targets.
Do they offer free lounge access?
Yes, most include 4–12 visits annually.
Which bank offers the best cashback card in India?
SBI Cashback and Axis ACE lead with up to 5% cashback.
Do cashback cards charge annual fees?
Many are lifetime-free or offer fee waivers based on annual spend.
What is a travel credit card?
A travel credit card offers benefits like air miles, free airport lounge access, and travel insurance for frequent travelers.
Which is the best travel credit card in India?
HDFC Diners Club Privilege, Axis Atlas, and SBI Air India cards are among the top choices in 2025.
Do travel credit cards offer foreign currency benefits?
Yes, many premium travel cards have low forex markup or no foreign exchange fees.
How can I earn air miles with a credit card?
You earn miles or reward points on travel and lifestyle spending that can be redeemed for flights and hotel stays.