| Feature | Axis MyZone Credit Card |
|---|---|
| Card Image |
|
| Bank | Axis Bank |
| Annual Fee | 💳 ₹500 + GST (often waived via offers) |
| Interest Rate | 📈 ~3.6%/month (~42.4% annually) |
| Forex Markup | 🌎 3.5% |
| Lounge Access | ❌ No lounge access |
| Fuel Surcharge Waiver | ⛽Yes, 1% up to ₹500/month |
| Reward Type | 💵 Cashback / offers — discount credited per partner rules |
| Joining Bonus | 🎁 Buy 1 Get 1 (movie offer) — campaign dependent |
| Milestone Benefit | ❌ None |
| Billing Cycle Benefits | 🔁 Offer-based billing |
| Who It’s Best For | 🎬 Movie lovers, Swiggy users |
| Benefits / Rewards |
|
| Apply | Apply Now |
FAQs about these cards
Which Axis card is best for cashback?
Axis ACE Credit Card (5% cashback on Google Pay bills).
Which is for luxury travel?
Axis Magnus Card offers 12 airport lounge visits and EDGE rewards.
Do Axis cards have joining fees?
Some premium cards do, with vouchers on activation.
Is there a lifetime-free option?
Axis Neo Credit Card is lifetime-free with shopping offers.
Is Axis Neo free?
Yes, under select offers.
Movie benefits?
Buy 1 Get 1 on Paytm Movies.
Cashback offers?
Amazon, Swiggy, Zomato deals.
Joining fee & Ideal for?
₹500, waived in promo periods. Students & young professionals.
Which bank offers the best overall credit card in India?
HDFC, ICICI, and SBI dominate the market with feature-rich cards suited for every lifestyle.
Are bank-specific cards better than co-branded cards?
Bank-specific cards provide flexibility and consistent benefits across merchants, unlike limited co-branded offers.
Which bank offers the most reward points?
HDFC and Axis Bank are known for high reward multipliers on travel and shopping categories.
Can I hold multiple bank credit cards?
Yes, you can have cards from different banks, but managing timely payments is essential.
Which bank offers the best cashback card in India?
SBI Cashback and Axis ACE lead with up to 5% cashback.
Do cashback cards charge annual fees?
Many are lifetime-free or offer fee waivers based on annual spend.
Which cashback credit card gives the highest rewards?
Amazon Pay ICICI and Axis ACE offer consistent cashback with no capping on categories.
Do cashback cards offer fuel surcharge waivers?
Some cards like ICICI HPCL and Axis ACE include fuel benefits and waivers.
What does lifetime-free credit card mean?
It means the card has no joining or annual maintenance charges for its entire validity period.
Which banks offer lifetime-free credit cards in India?
HDFC Bank, ICICI Bank, IDFC FIRST Bank, and RBL Bank have excellent lifetime-free options.
Are lifetime-free cards truly free?
Yes, provided you meet eligibility criteria — no hidden charges apply if you pay on time.
Do lifetime-free cards offer cashback or rewards?
Absolutely. Many include cashback, points, or fuel benefits just like paid cards.