| Feature | Axis Samsung Signature Credit Card |
|---|---|
| Card Image |
|
| Bank | Axis Bank |
| Annual Fee | ₹500 + GST (waived on annual spend ₹2 lakh) |
| Interest Rate | 3.6% per month (43.2% annually) |
| Forex Markup | 3.5% + GST |
| Lounge Access | 🛫 4 domestic airport lounge visits per year |
| Fuel Surcharge Waiver | ⛽ 1% fuel surcharge waiver (₹400 per cycle cap) |
| Reward Type | Cashback (redeemable against statement); credited as cashback in 60-90 days |
| Joining Bonus | 🎁 Up to 10% cashback on Samsung purchases during onboarding promo period |
| Milestone Benefit | 🎯 Annual fee waived at ₹2 lakh annual spend |
| Billing Cycle Benefits | 📅 Cashback credited every 60–90 days |
| Who It’s Best For | 📱 Samsung users, online shoppers, gadget buyers |
| Benefits / Rewards |
|
| Apply | Apply Now |
FAQs about these cards
Which Axis card is best for cashback?
Axis ACE Credit Card (5% cashback on Google Pay bills).
Which is for luxury travel?
Axis Magnus Card offers 12 airport lounge visits and EDGE rewards.
Do Axis cards have joining fees?
Some premium cards do, with vouchers on activation.
Is there a lifetime-free option?
Axis Neo Credit Card is lifetime-free with shopping offers.
Which bank offers the best overall credit card in India?
HDFC, ICICI, and SBI dominate the market with feature-rich cards suited for every lifestyle.
Are bank-specific cards better than co-branded cards?
Bank-specific cards provide flexibility and consistent benefits across merchants, unlike limited co-branded offers.
Which bank offers the most reward points?
HDFC and Axis Bank are known for high reward multipliers on travel and shopping categories.
Can I hold multiple bank credit cards?
Yes, you can have cards from different banks, but managing timely payments is essential.
Which bank offers the best cashback card in India?
SBI Cashback and Axis ACE lead with up to 5% cashback.
Do cashback cards charge annual fees?
Many are lifetime-free or offer fee waivers based on annual spend.
Which cashback credit card gives the highest rewards?
Amazon Pay ICICI and Axis ACE offer consistent cashback with no capping on categories.
Do cashback cards offer fuel surcharge waivers?
Some cards like ICICI HPCL and Axis ACE include fuel benefits and waivers.
What defines a premium credit card?
Cards offering travel, lifestyle, and concierge benefits with higher credit limits.
Are all premium cards expensive?
Not always — many waive annual fees on spend targets.
Do they offer free lounge access?
Yes, most include 4–12 visits annually.
Who should apply?
High-income professionals, entrepreneurs, and frequent travelers.
What is a shopping credit card?
A shopping credit card gives you rewards, cashback, or discounts on online and retail purchases.
Which are the best shopping credit cards in India?
Amazon Pay ICICI, Flipkart Axis Bank, and HDFC Millennia are among the best in 2025.
Do shopping cards work offline?
Yes, most cards offer points on in-store shopping as well as e-commerce platforms.
How can I maximize my shopping card rewards?
Always check partner offers and redeem points regularly for vouchers or cashback.
What is a travel credit card?
A travel credit card offers benefits like air miles, free airport lounge access, and travel insurance for frequent travelers.
Which is the best travel credit card in India?
HDFC Diners Club Privilege, Axis Atlas, and SBI Air India cards are among the top choices in 2025.
Do travel credit cards offer foreign currency benefits?
Yes, many premium travel cards have low forex markup or no foreign exchange fees.
How can I earn air miles with a credit card?
You earn miles or reward points on travel and lifestyle spending that can be redeemed for flights and hotel stays.