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Lounge & Premium Credit Cards Credit Cards

Best Lounge & Premium Credit Cards in India 2025 – Airport Access & Elite Rewards

Lounge & Premium Credit Cards

If you love comfort and convenience, premium cards deliver high-end benefits — including free airport lounge visits, exclusive hotel discounts, and global travel perks. Perfect for HNIs, business professionals, and frequent travelers.

Axis Bank LIC Signature Credit Card

Axis Bank LIC Signature Credit Card

Annual Fee: 💳 ₹999 + GST (Waived on ₹1L annual spend)

  • 🧾 Bonus rewards on LIC premium payments
  • ✈️ 8 domestic lounge visits per year
  • 🏬 Rewards on shopping, utilities & bill payments
  • 🛍️ Access to EDGE redemption store
  • 🛡️ Extra protection benefits + insurance support perks
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Axis Bank Horizon Credit Card

Axis Bank Horizon Credit Card

Annual Fee: 💳 ₹1,500 + GST (Waived on ₹2L annual spend)

  • ✈️ 4 free domestic lounge visits
  • 🍽️ Dining discounts via Axis Dining Delights
  • 🛍️ Accelerated rewards on travel & lifestyle spends
  • 🎁 Bonus EDGE Reward Points on joining & milestones
  • 🛡️ Insurance & concierge assistance
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Axis Privilege Credit Card – American Express

Axis Privilege Credit Card – American Express

Annual Fee: 💳 ₹1,500 + GST (waived on ₹2.5L annual spend)

  • 🛫 Complimentary airport lounge visits
  • 🍽️ Extra rewards on dining with Amex partners
  • 🎟️ Complimentary BookMyShow/movie vouchers
  • 🎁 EDGE reward redemption across travel, shopping & lifestyle
  • 🛡️ AMEX exclusive dining & travel offers
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Axis Select Credit Card

Axis Select Credit Card

Annual Fee: 💳 ₹3,000 + GST (waived on annual spend ₹3 lakh)

  • ✈️ Complimentary lounge access domestic + international
  • 🍽️ Dining perks via Axis Dining Delights
  • 🏨 Hotel & travel booking benefits
  • 🎁 EDGE reward points on all spends
  • 🛡️ Insurance & concierge services
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Axis Samsung Signature Credit Card

Axis Samsung Signature Credit Card

Annual Fee: ₹500 + GST (waived on annual spend ₹2 lakh)

  • ⚡ 10% cashback on Samsung.com & Samsung Shop 🛍️ 5% cashback on Myntra 🏦 4% cashback on partner wallets (GPay, Paytm, Samsung Wallet) ✈️ Airport lounge access — 4 visits / year ⛽ 1% fuel surcharge waiver
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Axis Bank Privilege Credit Card

Axis Bank Privilege Credit Card

Annual Fee: 💳 ₹1,500 + GST (waived on spend condition)

  • 🛫 Complimentary airport lounge access
  • 🍽️ Dining discounts via Axis Dining Delights
  • 🎟️ Complimentary BookMyShow vouchers (as per offer)
  • 🎁 Milestone gift vouchers & bonus points
  • 💳 Accelerated EDGE reward points on spends
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Axis Atlas Credit Card

Axis Atlas Credit Card

Annual Fee: 💳 ₹5,000 + GST

  • 🛫 Global airport lounge access
  • 🎯 Highest miles on travel spending
  • 🌐 Convert miles to leading airline partners
  • 🛡️ Travel insurance & protection
  • 💼 Priority Pass & premium travel perks
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Axis Magnus Credit Card

Axis Magnus Credit Card

Annual Fee: 💳 ₹10,000 + GST (high-spend users can offset easily)

  • ✨ Unlimited airport lounge access
  • 🛍️ Accelerated EDGE Rewards on premium spending
  • ✈️ Transfer points to airline & hotel partners
  • 🏅 Milestone flight vouchers & luxury perks
  • ♻️ Travel concierge & premium privilege services
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You Might Also Like

American Express Platinum Travel Credit Card Axis Bank Magnus Credit Cards with Airport Lounge Access HDFC Diners Club Privilege IDFC FIRST Wealth Credit Card Priority Pass Credit Card SBI Card ELITE

FAQs about Lounge & Premium Credit Cards Credit Cards

What defines a premium credit card?

Cards offering travel, lifestyle, and concierge benefits with higher credit limits.

Are all premium cards expensive?

Not always — many waive annual fees on spend targets.

Do they offer free lounge access?

Yes, most include 4–12 visits annually.

Who should apply?

High-income professionals, entrepreneurs, and frequent travelers.